Self Certification
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Our lenders base their lending decisions on you being able to afford the repayments , rather than provide an income history by supplying payslips or audited accounts . This flexibility means they can offer you bigger loans and require less formal proof. It only takes a few minutes for a decision in principle and there is no obligation of any kind when you enquire

If one of these applies to you then a specialist self cert mortgage could be your best option

IEmployee that has started recently or have short-term or part time contracts (especially in technology-based industries)

Employee who depend upon bonuses or commission for a significant proportion of their income

Low wage earner with other incomes or get paid in cash

Self employed , contractors and freelance workers

Seasonal earnings